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Time is money — Americans believe the average day is worth $134, according to new research.<br/><br/>A survey of 2,000 U.S. adults revealed that, aside from their job, Americans think that they do$134 of work when factoring in cleaning (64%), cooking (55%) and driving (41%).<br/><br/>Though the average respondent spends $35 on any given day, 39% wish there would be some additional income as well.<br/><br/>In fact, if an additional $270 were readily available each day, Americans would feel more financially free.<br/><br/>Conducted by OnePoll on behalf of Experian, the survey looked at all of the ways Americans define “financial freedom” and found that for 54%, it simply means having no debt.<br/><br/>For others, it means having a substantial emergency fund (33%), being able to pay bills for six months without worry (33%) or spending less time worrying about their finances (25%).<br/><br/>Results also revealed that only one-third of Americans currently feel financially free.<br/><br/>Of the 48% who feel financially restricted, not needing to stick to a budget each month (42%), not having to monitor their bank account before or after every purchase (38%) or having an “excellent” credit score (29%) would make them feel more liberated.<br/><br/>Currently, the average American makes a salary of about $65,000 ($65,054.20) — only about two-thirds of the average salary they’d need to make in order to feel financially free ($102,950.10).<br/><br/>This may be why only 21% of financially restricted respondents believe that they’ll ever be free. Those respondents estimate that freedom will come only about 10 years before retirement age, or around 54.<br/><br/>“While financial freedom can be defined differently for different people, the one common denominator is people want to live more financially empowered lives,” said Christina Roman, Experian’s consumer education and advocacy manager. “Financial literacy is key to achieving this. Accessing tools and resources that you can trust is the first step to increasing your financial knowledge and navigating your individual situation.”<br/><br/>The survey also looked at the debts Americans have and found that while 25% don’t have any, others have credit card debt (47%), a mortgage or home loan (23%), auto loans (22%) and health or medical debt (21%).<br/><br/>Those respondents estimate it’ll take an average of six years to fully pay them off, though 7% don’t believe they’ll ever do so.<br/><br/>Debt worries plague Americans so much that the average person thinks about them 120 times every month, or about four times every day.<br/><br/>Three in five respondents have been more cautious about their spending habits in the last five years. This may be because many are hoping to make large purchases such as a car or vehicle (48%), a vacation (36%) and home renovations (27%).<br/><br/>Realistically, the average respondent believes that they’ll be able to make those spends within the next four years.<br/><br/>In 2024, Americans are taking steps towards financial freedom, including working to pay off their debts (58%), spending less on non-essentials (50%) and putting money into their savings account every month (42%).<br/><br/>“Financial freedom is a marathon, not a sprint and there’s not a one-size-fits-all approach,” said Roman. “Whether you’re managing existing debt, building credit or saving for a house, it’s important to research and identify the steps that will put you on a path to becoming more financially independent and achieving your goals. There are resources for consumers looking to improve their financial health, regardless of what stage of the financial journey they’re on.”<br/><br/>Survey methodology:<br/><br/>This random double-opt-in survey of 2,000 general population Americans was commissioned by Experian between Jan. 12 and Jan. 18, 2024. It was conducted by market research company OnePoll, whose team members are members of the Market Research Society and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).
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Ross and Rocky Lynch tap into their acting skills to prank call their friends, family and team. From convincing their manager that Rocky got a face tattoo, to reciting their “Heart of Mine” lyrics to a celebrity friend, no one in their contacts is safe.
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Robert Whittaker archive ahead of UFC middleweight contender Paulo Costa fight<br/><br/>Robert Whittaker (25-7, fighting out of Sydney, Australia) intends to deliver a flawless performance against Costa and find his way back to title contention<br/>No. 3 UFC middleweight<br/>Former UFC middleweight champion<br/>10 wins by knockout, five via submission<br/>Black belt in Brazilian Jiu-Jitsu
⏲ 1:5 👁 9.3M
Indulge your sweet tooth and embark on a delightful journey in Cake or Fake? ! This mouthwatering video is a visual feast for both novice bakers and seasoned dessert enthusiasts alike. Join us as we explore the world of tempting treats and unveil the secrets behind creating stunning desserts with ease.In this delectable adventure, discover a plethora of easy-to-follow dessert recipes and cake hacks that will make you question whether what you see is truly a cake or an edible masterpiece. From vibrant rainbow delights to scrumptious layered confections, our tutorial guides you through the step-by-step process of crafting these sweet sensations.Perfect for beginners, this video doesn't just showcase the finished product; it takes you behind the scenes, breaking down the process into simple and approachable steps. Whether you're a baking novice or looking to add some flair to your repertoire, these tricks and tips will have you creating Instagram-worthy desserts in no time.Prepare to be inspired by the colorful world of confectionery as \
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Here’s Why Some People , Talk in Their Sleep.<br/>'Newsweek' spoke with experts <br/>to explain why people talk in their sleep.<br/>Dr. Greg Potter, co-founder and chief science officer <br/>at Resilient Nutrition, says that the phenomenon <br/>of sleep talking is surprisingly widespread.<br/>Sleep talking—'somniloquy,' to use the <br/>scientific jargon—is a type of parasomnia, <br/>a category of sleep disorders made up <br/>of unusual behaviors during sleep, Dr. Greg Potter, co-founder and chief science <br/>officer at Resilient Nutrition, via 'Newsweek'.<br/>Most of us have talked during our sleep, especially in our youth, and sleep talking <br/>is usually of no concern. , Dr. Greg Potter, co-founder and chief science <br/>officer at Resilient Nutrition, via 'Newsweek'.<br/>It's just vocalizations that take place during sleep, many of which are gibberish and most of which are forgotten on waking, Dr. Greg Potter, co-founder and chief science <br/>officer at Resilient Nutrition, via 'Newsweek'.<br/>A peer-reviewed WebMD article suggests that , \
⏲ 1:30 👁 3.7M
Birmingham World reporter Charlie Haffenden's reaction and analysis at The Hawthorns after West Bromwich Albion 0-2 Southampton in the Sky Bet Championship.
⏲ 2:24 👁 16.1M
Today Architectural Digest is welcomed by actress Maude Apatow to tour her first New York apartment. The Euphoria star has always dreamed of moving to New York and doing theater, so when a chance to star off-Broadway came knocking she knew it was time to start her East Coast life. As far as first NYC apartments go, Apatow lucked out with plenty of natural light in her cozy 1-bed–a rare commodity in the Big Apple. With the help of Soho Home, Apatow has created a soft, feminine vibe accentuated by pastel pinks, boucle textures, and no shortage of cat-themed art, making it the perfect haven to relax after a big show. “If a younger version of me saw this, she would be freaking out. It’s been my dream since I was like, five.”See more of Maude Apatow's New York home here
⏲ 7:27 👁 23.3M
Unleash your inner woodworker and craft your dream furniture! ✨ Explore a collection of stunning projects, designed to inspire and empower you to build beautiful pieces for your home.  Discover diverse designs, from beginner-friendly tables to intricate statement cabinets, all with clear instructions and expert guidance.  No matter your skill level, find the perfect project to unleash your creativity and transform your space!Timestamps:0:00 Wooden pallet transformation into a big comfortable eco bed!;3:00 How to transform an old kitchen furniture into brand new;5:56 Stylish coffee table made with old pallets ☕. #woodworkingprojects #diyfurniture #woodmood #woodworkinginspiration #builditbeautiful #diyhomeimprovement #creativity #handmadewithlove #furnituredesign #beginnerfriendlyprojects #advancedbuilds #transformyourspace #homedecor #getinspired #makecrafts  
⏲ 9:34 👁 43.4M
Bolognese is the ultimate Italian comfort food. Using a slow cooker, you can have this spaghetti and meat sauce meal on the table in no time.
⏲ 2:2 👁 18.3M
Dating writer Meg Schaltegger bravely tried out Photo AI for her dating profile pics to see if her dates noticed. And guess what? They, umm, didn't really.
⏲ 5:27 👁 60.5M
Fiction is stranger than life in these movies that had no right being as good as they were.
⏲ 11:59 👁 14.8M
Ilegal ang \
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