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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_how-dirty-is-your-mind-93-4-of-people-see-a-naked-girl-here.webp "Naked?!")
_how-to-leak-nude-photos.webp "HowToBasic")
_tory-candidate-susan-hall-forced-to-defend-criticism-of-free-school-meals-at-tv-hustings.webp "Tory candidate Susan Hall was forced to defend her wish to restrict free school meals to poorer children in the first TV debate of the 2024 mayoral race.The ITV London hustings on Tuesday night also saw Sadiq Khan insist it was “untrue” that he was planning to introduce pay-per-mile road pricing. His full manifesto is expected to be published on Thursday.Mr Khan came under attack from Lib-Dem candidate Rob Blackie for the Met police’s failure to catch rapists and sex offenders – and for recycling a failed pledge from the 2021 election to bring in rent controls.Ms Hall said last week that Mr Khan’s £140m-a-year scheme to provide free lunches for all London primary school pupils meant that Londoners “on the breadline” could be paying for food “for people who may be millionaires’ children”.Asked by ITV presenter Charlene White how many children of millionaires were eating for free in State schools, Ms Hall said: “It’s the theory of it – it’s not necessarily millionaires. It’s people who can afford to feed their children.")
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_poor-things-124-official-trailer-124-searchlight-pictures.webp "SearchlightPictures")
_i-belong-to-poor-family-i-will-send-my-nude-photos-for-50-love-cutegirl.webp "Nisha")
_radhika-merchant-bridal-shower-janhvi-kapoor-share-pictures.webp "Janhvi Kapoor and other BFFs of Radhika Merchant threw a special bridal shower for Anant Ambani's to-be wife. He also made an appearance at the party. Watch video to know more... <br/> <br/>#radhikamerchant #JanhviKapoor #BridalShower<br/>~HT.178~PR.133~")
_top-10-tragically-awkward-wedding-photos.webp "Video Directory")
_39stop-sending-naked-pictures39-pilot-threatens-to-go-back-to-gate-after-passenger-airdrops-nude-pics.webp "KHOU 11")
'Stop sending naked pictures': Pilot threatens to go back to gate after passenger airdrops nude pics
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_mouni-roy-looks-elegant-and-enchanting-in-gold-saree-paired-with-a-potli-bag.webp "Bollywood diva Mouni Roy looked incomparably elegant in her latest appearance at the reception of Anand Pandit’s Daughter. For the night, she opted for a fabulous gold saree and styled her ensemble with a potli bag and dainty earrings. Her fans are awestruck with her ethereal beauty and stunning fashion sense.<br/><br/>#mouniroy #saree #goldsaree #ethnic #mouniroyfashion #wedding #viralvideo #entertainmentnews #trending #latestlook")
_nude-pictures-124-disrespect-nobody.webp "DisrespectNoBody")
_poor-things-124-official-trailer-124-searchlight-uk.webp "Searchlight Pictures UK")
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