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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_undisputed-124-amanda-serrano-vs-erika-cruz-fight-highlights.webp "DAZN Boxing")
_over-1900-punches-thrown-amanda-serrano-vs-erika-cruz-124-every-punch.webp "DAZN Boxing")
⏲ 13 minutes 17 seconds 👁 70.8K
_newcastle-united-women-crowned-champions-of-northern-premier-division.webp "Newcastle United Women defeated Huddersfield Town Women ten-nil to lift the Northern Premier Division title, and with it, gain promotion to the Women’s Championship. Daniel Wales reports from a jubilant Kingston Park, featuring words from Manager, Becky Langley.")
_ohio-judge-forced-to-resign-for-being-out-of-order-in-his-own-courtroom.webp "Inside Edition")
_this-prisoner-is-on-death-row-eating-his-last-meal-before-execute-humanity-lastdayonearth-prison.webp "KeimaKamlenmang")
⏲ 14 seconds 👁 218.9K
_new-jersey-security-camera-footage-shows-office-being-rattled-by-4-8-magnitude-earthquake.webp "The horrors of nature are indescribable, as seen in this distressing security camera footage capturing the moment the recent earthquake shook New Jersey. <br/><br/>\")
⏲ 0:15 👁 4.9M
_trump-trial-day-2-bragg-moves-for-contempt-trump-objects-to-9234hostile9234-juror-first-jurors-seated.webp "Robert Gouveia Esq.")
Trump Trial Day 2: Bragg Moves for CONTEMPT; Trump OBJECTS to \"Hostile\" Juror; First Jurors SEATED
⏲ 2 hours 18 seconds 👁 29.8K
_kody-brown-kicked-off-throne-as-most-hated-man-on-tlc-by-garrick-merrifield39s-illegal-creepy-antics.webp "Without A Crystal Ball")
Kody Brown KICKED OFF THRONE as MOST HATED MAN ON TLC By Garrick Merrifield's ILLEGAL, CREEPY ANTICS
⏲ 21 minutes 24 seconds 👁 20.7K
_what-is-narcissistic-personality-disorder-npd.webp "Narcissistic Personality Disorder, otherwise known as NPD is a personality disorder characterized by grandiosity. We may see it in people who have inflated self-esteem with little regard for others. It is important to note that NPD is a psychiatric condition and is more complex than simply being arrogant. The condition causes much distress to the people with it and to the people around them. In this video, we hope to shed some light on the condition, and signs that a person should seek help. <br/><br/>Disclaimer: Please do not self-diagnose nor use this to diagnose others. This video is not medical advice, rather, it is for informative purposes only. Please talk to a doctor or mental health professional if you feel you have NPD or any personality disorder.<br/><br/><br/>Writer: Sid Thompson <br/>Script Editor: Isadora Ho <br/>Script Manager: Kelly Soong <br/>VO: Amanda Silvera <br/>Storyboarder: Yi Lin <br/>Animator: Rimo (new animator) <br/>YouTube Manager: Cindy Cheong <br/><br/>Ambardar, S. (2019, November 10). What is the prevalence of narcissistic personality disorder (NPD) in the US? Retrieved from www.medscape.com/answers/1519417-101779/what-is-the-prevalence-of-narcissistic-personality-disorder-npd-in-the-us<br/><br/>Grohol, J. M. (2020, January 14). Narcissistic Personality Disorder: Symptoms & Treatments. Retrieved from psychcentral.com/disorders/narcissistic-personality-disorder/<br/><br/>Narcissistic Personality Disorder. (2020, January). Retrieved from www.healthline.com/health/narcissistic-personality-disorder<br/><br/>Narcissistic personality disorder. (2017, November 18). Retrieved from www.mayoclinic.org/diseases-conditions/narcissistic-personality-disorder/symptoms-causes/syc-20366662<br/><br/>Narcissistic Personality Disorder. (2019, February 7). Retrieved from www.psychologytoday.com/us/conditions/narcissistic-personality-disorder<br/><br/>Narcissistic Personality Disorder (NPD) Resources. (2019, May 6). Retrieved from bandbacktogether.com/master-resource-links-2/mental-illness-resources/personality-disorder-resources/narcissistic-personality-disorder-npd-resources/<br/><br/>Skodol, A. (n.d.). Narcissistic Personality Disorder (NPD) – Psychiatric Disorders. Retrieved December 2019, from www.merckmanuals.com/professional/psychiatric-disorders/personality-disorders/narcissistic-personality-disorder-npd<br/><br/>Smith, M., & Robinson, L. (2020, April 16). Narcissistic Personality Disorder. Retrieved from www.helpguide.org/articles/mental-disorders/narcissistic-personality-disorder.htm<br/><br/>Source: Psych2Go")
_a-word-from-the-lord-to-elon-musk.webp "Ark Of Grace Ministries")
_the-meg39s-lack-of-support-amp-dishwashing-achievements-comments-response-meghanmarkle-comment-new.webp "Beebs Kelley")
⏲ 32 minutes 20 seconds 👁 18.8K
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