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_how-chime-became-america39s-biggest-digital-bank.webp "For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.")
_vaibhavi-merchant-family-with-parents-sister-affair-career-and-biography.webp "Bollywood Gallery HD")
⏲ 2 minutes 21 seconds 👁 8K
_vaibhavi-merchant-introduced-jhalak-dikhhla-jaa.webp "youniverse is calling")
_former-starbucks-ceo-schultz-criticizes-company39s-earnings-miss-and-guidance-cut-offer-advice-on-improving-customer-exp.webp "Former Starbucks CEO Howard Schultz weighed in on the company's recent earnings miss and guidance cut, saying that Starbucks needs to focus on fixing the U.S. store experience for customers through the eyes of a merchant, not just data. He noted mobile ordering, payment experiences, and new drink development need improvement. Schultz wants Starbucks to focus on premium drinks that set it apart from competitors. Starbucks cut its full-year forecast and saw a 17% drop in stock value after a decline in same-store sales.")
_besharam-rang-song-124-pathaan-124-shah-rukh-khan-deepika-padukone-124-vishal-amp-sheykhar-124-shilpa-kumaar.webp "YRF")
Besharam Rang Song | Pathaan | Shah Rukh Khan, Deepika Padukone | Vishal & Sheykhar | Shilpa, Kumaar
⏲ 3 minutes 14 seconds 👁 306.3M
_ude-dil-befikre-124-full-song-124-befikre-124-ranveer-singh-vaani-benny-dayal-vishal-amp-shekhar-jaideep.webp "YRF")
Ude Dil Befikre | Full Song | Befikre | Ranveer Singh, Vaani, Benny Dayal, Vishal & Shekhar, Jaideep
⏲ 3 minutes 48 seconds 👁 51.2M
_ookami-to-koushinryou-merchant-meets-the-wise-wolf-06.webp "Facebook :<br/>https://www.facebook.com/Anime2all<br/>")
_making-kamli-dhoom-3-dangerous-movements.webp "katrina kaif")
_vaibhavi-merchant-jdj-performance.webp "youniverse is calling")
_ookami-to-koushinryou-merchant-meets-the-wise-wolf-6.webp "Facebook :<br/>https://www.facebook.com/Anime2all<br/>")
_vaibhavi-merchant-at-the-opening-night-of-the-sound-of-music.webp "Nita Mukesh Ambani Cultural Centre")
_the-unforgettable-choreographer-vaibhavi-merchant.webp "Page3 Reporter")
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